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Sellers Guide

Property Seller’s Guide: From Offer to Completion

Selling your house is an exciting milestone, but the legal process can sometimes feel daunting. To help you understand what happens after you agree a sale, here is a clear step-by-step guide tailored for UK property sellers.

1. Offer Accepted

  • Your estate agent confirms the buyer’s offer in writing.
  • The property is marked as Sold Subject to Contract (SSTC).
  • Both you and the buyer instruct solicitors (conveyancers) to manage the legal work.

2. Memorandum of Sale

  • Prepared by your estate agent and sent to all parties.
  • Confirms key details: agreed price, buyer and seller information, and solicitors’ contact details

3. Draft Contract & Seller’s Forms

  • Your solicitor obtains your title deeds and prepares the draft contract.
  • You complete property information forms (TA6, TA10, and TA7 if leasehold).
  • These documents are sent to the buyer’s solicitor.

4. Searches & Enquiries

  • Buyer’s solicitor carries out searches (local authority, drainage, environmental).
  • They raise any enquiries about your property (e.g. planning permissions, guarantees, alterations).
  • You may need to provide additional documents or clarification.

5. Contract Agreement

  • Once enquiries are satisfied, the contract is finalised.
  • Both sides agree on a completion (moving) date.

6. Exchange of Contracts

  • Both parties sign their contracts.
  • The buyer pays a deposit (usually 10%).
  • The sale is now legally binding.
  • The buyer usually takes out buildings insurance from this point.

7. Preparing for Completion

  • Begin packing and confirm removals.
  • Your solicitor prepares a final financial statement.
  • Any mortgage balance is redeemed from the sale proceeds.

8. Completion Day

  • The buyer’s solicitor transfers the balance of funds to your solicitor.
  • Once received, completion is confirmed, and the estate agent releases the keys.
  • Congratulations — your sale is complete!

Tips for a Smooth Sale

  • Respond promptly to solicitor requests.
  • Keep guarantees, certificates, and planning documents ready.
  • Choose an experienced conveyancer with good communication.
  • Stay flexible with dates — small delays are common in chains.

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